It’s Simple, but It’s Really Not Simple. Figuring Out How to Save

Is it really that simple to save? The answer is, it depends. In theory, saving is very simple. Spending less and saving whatever is left every paycheck sounds really easy. What if there isn’t anything left? When my family started out, there was nothing left. Saving was a dream when you make $45,000 gross income … More It’s Simple, but It’s Really Not Simple. Figuring Out How to Save

Don’t Get Stuck in the Middle, Make a Decision and Start

Indecisiveness will stop you from starting. Indecisiveness will crush your confidence. Indecisiveness will stop you from achieving your goals. My dad used to say, “Do something, even if it’s wrong.” My philosophy to decisions is taken from the zone running scheme in American football. The concept is that once the ball is handed off to … More Don’t Get Stuck in the Middle, Make a Decision and Start

Financial Literacy – Handle Personal Finance Like a Business

Profitability is one of the primary goals of a business. One could argue the same thing for a family or individual. A company has three standard financial statements used to assess their standing, Income Statement (aka Profit & Loss, P&L), Balance Sheet, and Statement of Cash Flows. Each statement provides different insight into the current … More Financial Literacy – Handle Personal Finance Like a Business